Last Updated on July, 16, 2025
Nature of the information provided
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Investor‑Friendly, Inc., a Delaware corporation ("Investor Friendly," "IF," "Company," "we," or "us"). By accessing or using investorfriendly.ai, investorfriendly.fr, any related subdomains, and any services, content, data, or functionality offered thereon (collectively, the "Site"), you acknowledge that you have read, understood, and agree to be bound by these Terms and by our [Privacy Policy]. If you do not agree, you must not use the Site.
Definitions
Content – all information, analyses, data, text, graphics, algorithms, software, and other materials made available on or through the Site.
Services – any features, tools, subscriptions, newsletters, or other offerings provided via the Site.
Affiliate – any entity that controls, is controlled by, or is under common control with the Company.
Website Ownership and Corporate Information
Investor‑Friendly, Inc. is incorporated under the laws of the State of Delaware, file number #####, with its registered office at 131 Continental Dr, Suite 305, Newark, DE 19713, USA. Mailing correspondence may be sent to 24 Rue Alain Chartier, 75015 Paris, France. References to "Investor Friendly" include our directors, officers, employees, contractors, and Affiliates.
Nature of Information; Educational Purpose Only
The Content is provided solely for general educational and informational purposes. It is not, and must not be construed as, investment advice, a recommendation to buy or sell any security, or an offer or solicitation to engage in any investment strategy. The Site is not individualized to your personal circumstances, and we do not undertake to consider your financial situation, investment objectives, or risk tolerance.
4. Regulatory Status
Investor Friendly is not registered as (i) an investment adviser under the Investment Advisers Act of 1940, (ii) a broker‑dealer under the Securities Exchange Act of 1934, or (iii) a commodity trading advisor or commodity pool operator under the Commodity Exchange Act. No fiduciary relationship is created between you and Investor Friendly by your use of the Site.
5. User Eligibility and Responsibility
You represent that you are at least eighteen (18) years old and have the legal capacity to enter into these Terms.
You agree to use the Content at your own risk and to make independent decisions with the assistance of a qualified financial professional where appropriate.
You are responsible for compliance with all laws and regulations that apply to you in the jurisdiction from which you access the Site.
No Guarantee of Future Performance
Past or simulated performance is not a reliable indicator of future results. Performance projections, forecasts, or forward‑looking statements are inherently uncertain and involve significant risks and uncertainties. You acknowledge that you may lose all or part of any capital invested if you rely on Content derived from or referenced by the Site.
7. Forward‑Looking Statements
Certain Content may contain forward‑looking statements that are based on current expectations, estimates, and projections about future events. Words such as "anticipates," "expects," "intends," "plans," "believes," "seeks," and similar expressions are intended to identify such statements. These statements are not guarantees of future performance and involve risks, uncertainties, and assumptions that are difficult to predict. Actual outcomes may differ materially.
8. Intellectual Property
All Content is the exclusive property of Investor Friendly or its licensors and is protected by United States and international intellectual‑property laws. You receive a limited, non‑exclusive, non‑transferable, revocable license to access and use the Site for personal, non‑commercial purposes. You shall not copy, reproduce, modify, distribute, transmit, display, perform, or create derivative works from the Content without our prior written consent.
9. Third-Party Links and Content
The Site may contain links to third‑party websites or resources. Investor Friendly does not endorse and is not responsible or liable for any content, products, or services available from such third‑party resources. Accessing them is at your own risk.
10. Limitation of Liability
To the maximum extent permitted by applicable law:
Investor Friendly will not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages (including, without limitation, loss of profits, trading losses, loss of opportunity, or data), even if advised of the possibility of such damages, arising out of or in any way connected with your use of or inability to use the Site or any Content.
Our aggregate liability arising out of these Terms or your use of the Site will not exceed one hundred United States dollars (US $100). Some jurisdictions do not allow certain limitations of liability, so portions of this section may not apply to you.
Indemnification
You agree to indemnify, defend, and hold harmless Investor Friendly, its directors, officers, employees, agents, and Affiliates from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with (i) your access to or use of the Site; (ii) your violation of these Terms; or (iii) your violation of any applicable law or regulation.
Dispute Resolution; Governing Law
These Terms and any dispute arising out of or relating to them or the Site are governed by the laws of the State of Delaware, without regard to its conflict‑of‑laws rules and without giving effect to any federal securities laws that may preempt state law. Any dispute shall be resolved exclusively and finally by binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules in force at the time the claim is filed. The seat and venue of arbitration will be Wilmington, Delaware. Judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction. You and Investor Friendly waive any right to a jury trial or to participate in a class action.
Modification of Terms
We reserve the right to modify these Terms at any time. Changes become effective upon posting to the Site. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
Severability
If any provision of these Terms is held to be invalid or unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.
Entire Agreement
These Terms, together with any other legal notices or policies posted on the Site, constitute the entire agreement between you and Investor Friendly and supersede all prior or contemporaneous agreements, understandings, and representations regarding the Site.
Contact Us
Questions or concerns?
E-mail : investorfriendly.v1@gmail.com